State agency administering affordable housing, rental assistance, homebuyer loans, and homeowner education programs from the Wabasha Street North office in St. Paul. Serves low- and moderate-income Minnesotans statewide. Apply online or through a participating lender or housing partner; bring photo ID, pay stubs, tax returns, and rent or mortgage documents. Free information.
651-296-7608 · 400 Wabasha St N #400, St. Paul, MN 55102
Emergency financial assistance for rent, utilities, and basic needs for Ramsey County households facing crisis from the Kellogg Boulevard office in St. Paul. Apply in person or online; bring photo ID, Social Security numbers, pay stubs, past-due notices, lease, and any eviction paperwork. Free services for income-eligible households. Funds limited and awarded based on need.
651-266-4444 · 160 E Kellogg Blvd #1100, St. Paul, MN 55101
Affordable housing developer and service provider with apartment communities across Minnesota, Wisconsin, and Iowa, headquartered on Kellogg Boulevard West in St. Paul. Supportive services include advantage programs, employment help, and youth education. Apply to individual properties via their online waitlists; bring photo ID, pay stubs, and rental history. Rents set by income.
651-291-1750 · 328 Kellogg Blvd W, St. Paul, MN 55102
Nonprofit that finances and supports affordable housing development across greater Minnesota from the Minnesota Street office in St. Paul. Partners with developers and communities outside the metro to build and preserve housing. Not a direct-service agency for tenants; residents should contact local housing partners. Developers and communities can apply online for financing. Free information.
651-221-1997 · 332 Minnesota St #1650, St. Paul, MN 55101
Free certified financial counseling, debt management, budgeting, student loan help, and housing counseling statewide through Lutheran Social Service from the Como Avenue office in St. Paul. Phone and online counseling available across Minnesota. Call or enroll online; bring recent pay stubs, monthly bills, and a list of debts. Free counseling; optional debt management plans charge a low monthly fee.
888-577-2227 · 2485 Como Ave, St. Paul, MN 55108
Free statewide homebuyer education, foreclosure prevention counseling, and reverse mortgage counseling through a network of HUD-approved partners, coordinated from the Payne Avenue office in St. Paul. Classes available online and at partner nonprofits. Bring photo ID, recent pay stubs, mortgage statements, and correspondence from lenders. Free services; counseling is confidential.
651-659-9336 · 1000 Payne Ave #200, St. Paul, MN 55130
Emergency shelter, meals, recovery housing, and job readiness services for homeless men, women, and children from the University Avenue East campus in St. Paul. Walk-in shelter intake nightly; recovery programs require application and commitment. Bring photo ID if available but not required for emergency shelter. Free services; supported by donations and partner churches.
651-222-8427 · 435 University Ave E, St. Paul, MN 55130
Affordable homeownership through partner builds, home repair, and first-time buyer education from the University Avenue West office in St. Paul. Serves income-qualified families across the metro. Apply online; bring photo ID, Social Security numbers, pay stubs, tax returns, and credit authorization. Homeowners contribute sweat equity hours and purchase with affordable mortgages.
612-331-4090 · 1954 University Ave W, St. Paul, MN 55104
Free tax preparation, financial coaching, and savings programs for low- and moderate-income families from the University Avenue West office in St. Paul. Offers IRS-certified volunteer tax assistance during tax season. Appointments fill quickly; bring photo ID for each adult, Social Security cards for all household members, all tax forms (W-2, 1099), and last year's return. Free services.
651-287-0187 · 2610 University Ave W #450, St. Paul, MN 55114