Housing & Financial in Kentucky

15 verified resources.

About Housing & Financial for Fathers

Housing and financial assistance for fathers comes through a combination of federal programs (HUD, SNAP, TANF, LIHEAP) and state/local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs) with long waitlists in most markets. Emergency shelter and rapid rehousing are funded through the federal Continuum of Care program — every region has a Coordinated Entry system that assesses and places homeless adults and families. Rental assistance, utility assistance (LIHEAP), and one-time emergency funds are available through community action agencies and 211 referral lines. Fathers with children in their custody may qualify for Section 8 family priority and TANF, though state rules vary. This directory covers PHAs, shelter systems, 211 call lines, and community action agencies that serve single dads.

Housing & Financial in Kentucky

Kentucky family courts hear custody, visitation, and child support cases in most counties; the remaining counties use district or circuit court. The Cabinet for Health and Family Services Division of Child Support administers enforcement. Louisville, Lexington, Bowling Green, and Covington are the major metros. Legal Aid Society (Louisville/western), Kentucky Legal Aid, and Appalachian Research and Defense Fund (AppalReD) cover the state.

15 Resources

1. Kentucky Housing Corporation — Free

State housing finance agency offering affordable housing programs, rental assistance, and homebuyer help to Kentuckians. Fathers may qualify for down payment assistance, Section 8, weatherization, and foreclosure prevention services. Call the Frankfort office or apply online through the KHC website. Eligibility depends on income and household size. Bring photo ID, proof of income, and housing paperwork when meeting with a counselor.

502-564-7630 · 1231 Louisville Rd, Frankfort, KY 40601 · Mon-Fri 8am-4:30pm · Visit Website

2. Louisville Metro Housing Authority — Free

Local public housing agency providing public housing units and Housing Choice Voucher (Section 8) assistance to Louisville-area residents. Fathers with low income can apply for subsidized housing through the LMHA website or in person at the main office. Waitlists apply for many programs. Bring photo ID, Social Security cards for all household members, income verification, and birth certificates when submitting an application.

502-569-3400 · 420 S 8th St, Louisville, KY 40203 · Mon-Fri 8am-4:30pm · Visit Website

3. Lexington Housing Authority — Free

Public housing and Housing Choice Voucher programs for low-income families in Lexington and Fayette County. Fathers can apply online or at the main office for subsidized rental assistance. Waitlists may apply depending on program capacity. Bring photo ID, Social Security cards, income verification, and birth certificates for all household members when attending an eligibility appointment. Reasonable accommodations available on request.

859-281-5060 · 300 W New Circle Rd, Lexington, KY 40505 · Mon-Fri 8am-4:30pm · Visit Website

4. Habitat for Humanity – Louisville — Free

Affordable homeownership program for qualifying low-income Louisville-area families, built on sweat equity and no-profit mortgages. Fathers can apply if they meet income guidelines, demonstrate need, and agree to partner hours. Call or visit the Bank Street office to learn about application cycles. Completed applications include credit checks and home visits. Bring photo ID, proof of income, and housing history documentation when applying.

502-637-6265 · 1620 Bank St, Louisville, KY 40203 · Mon-Fri 9am-5pm · Visit Website

5. Brighton Center – Northern KY — Free

Community nonprofit providing housing assistance, financial coaching, workforce services, and family support to residents of northern Kentucky. Fathers can access rent and utility help, budgeting classes, and case management through the Newport office or satellite locations. Most services are free for qualifying households. Call or visit during business hours to begin an intake. Bring photo ID, proof of income, and any bills or eviction notices.

859-491-8303 · 741 Central Ave, Newport, KY 41071 · Mon-Fri 8am-5pm · Visit Website

6. United Way 211 – Kentucky — Free

Dial 211 from anywhere in Kentucky for free referrals to housing, utility, food, emergency financial, and other local assistance programs. Fathers in a short-term crisis can get a curated list of nearby resources based on their zip code and household situation. Calls are confidential and available 24/7. The 211 website allows searching by need and county. No eligibility screening is required for the referral service itself.

211 · 24/7 · Visit Website

7. Community Action Agencies – Kentucky — Free

Statewide network of local nonprofits providing emergency financial assistance, housing help, weatherization, energy bill aid, and case management. Fathers can contact the state office or their local community action agency for help with rent, utilities, and related hardships. Services are free for qualifying low-income households. Bring photo ID, proof of income, lease or mortgage paperwork, and any bills or shutoff notices when applying.

859-244-2249 · 710 W High St, Lexington, KY 40508 · Mon-Fri 8am-5pm · Visit Website

8. Bowling Green Housing Authority — Free

Public housing and Housing Choice Voucher (Section 8) programs for low-income families in the Bowling Green area. Fathers can apply in person at the Double Springs Road office or through the agency's website. Waitlists may apply. Bring photo ID, Social Security cards for all household members, income verification, and birth certificates to your eligibility appointment. Reasonable accommodations are available on request during regular hours.

270-843-6071 · 247 Double Springs Rd, Bowling Green, KY 42101 · Mon-Fri 8am-4:30pm

9. Owensboro Housing Authority — Free

Affordable housing programs including public housing units and Housing Choice Vouchers for low-income Owensboro families. Fathers can apply on site at the 19th Street office or check eligibility by phone during business hours. Waitlists may apply. Bring photo ID, Social Security cards, income verification, and birth certificates for all household members when submitting an application or attending an eligibility appointment.

270-683-4615 · 2161 E 19th St, Owensboro, KY 42303 · Mon-Fri 8am-4:30pm

10. Covington Housing Authority — Free

Public housing and rental assistance programs for low-income residents of Covington and parts of northern Kentucky. Fathers can apply for subsidized units or vouchers through the Madison Avenue office or the agency's website. Waitlists apply for most programs. Bring photo ID, Social Security cards, proof of income, and birth certificates for all household members when completing an application or attending an eligibility appointment.

859-291-6060 · 638 Madison Ave, Covington, KY 41011 · Mon-Fri 8am-4:30pm · Visit Website

11. Paducah Housing Authority — Free

Affordable housing and rental assistance programs serving low-income residents of Paducah and the surrounding western Kentucky area. Fathers can apply in person at the Adams Street office or through the agency's website. Waitlists apply for many programs. Bring photo ID, Social Security cards, proof of income, and birth certificates for all household members to your eligibility appointment. Reasonable accommodations are available on request.

270-443-4621 · 2500 Adams St, Paducah, KY 42001 · Mon-Fri 8am-4:30pm · Visit Website

12. Habitat for Humanity – Lexington — Free

Affordable homeownership opportunities for qualifying low-income Lexington-area families through no-profit mortgages and sweat equity. Fathers can apply when application cycles open by contacting the Walton Avenue office. Applicants complete income verification, credit review, and partnership hours with construction or the ReStore. Bring photo ID, proof of income, and housing history documentation to your eligibility meeting with a case manager.

859-252-2224 · 201 Walton Ave, Lexington, KY 40508 · Mon-Fri 9am-5pm · Visit Website

13. St. Vincent de Paul – Louisville — Free

Catholic nonprofit offering emergency rent, utility, and financial assistance to families in need in the Louisville area. Fathers can apply for one-time help through the Preston Street office during business hours. Assistance depends on available funds and eligibility, and is coordinated with landlords and utility companies. Bring photo ID, proof of income, lease or utility bill, and any shutoff or eviction notices when applying.

502-584-2480 · 1015 S Preston St, Louisville, KY 40203 · Mon-Fri 9am-3pm · Visit Website

14. Ashland Housing Authority — Free

Public housing and Housing Choice Voucher programs serving low-income residents in the Ashland area and northeastern Kentucky. Fathers can apply at the main office or request information on current openings and waitlists. Bring photo ID, Social Security cards for all household members, income verification, and birth certificates to your eligibility appointment. Reasonable accommodations for disabilities are available on request during business hours.

606-325-4861 · 2445 Main St, Ashland, KY 41101 · Mon-Fri 8am-4:30pm

15. Wayside Christian Mission – Louisville — Free

Emergency shelter, transitional housing, and financial services for homeless and at-risk individuals and families in the Louisville area. Fathers facing homelessness can walk in at the Jefferson Street location for intake and safe housing. Services include meals, case management, and referrals to longer-term housing. Shelter is typically free for qualifying guests. Bring photo ID if available, though it is not required for emergency intake.

502-584-3711 · 432 E Jefferson St, Louisville, KY 40202 · 24/7 shelter · Visit Website

Housing & Financial — Common Questions

How long is the waitlist for Section 8?
Varies wildly — from a few months in some markets to 5+ years in hot metros (LA, NYC, DC). Apply to multiple Public Housing Authorities (PHAs) in your area. Some PHAs give preference to families with children, veterans, or homeless applicants.
What does 211 do?
211 is a free nationwide referral service operated by United Way and partners. Call or text 211 to reach a live specialist who connects you to local help with rent, utilities, food, childcare, employment, and more. Available 24/7 in most areas.
Can single dads get TANF?
Yes. TANF (Temporary Assistance for Needy Families) is gender-neutral — any qualifying parent or caretaker with a dependent child in the home can apply. Benefit amounts and time limits vary by state. Work requirements apply after a brief grace period.
What's LIHEAP?
The Low Income Home Energy Assistance Program helps low-income households pay heating and cooling bills. Apply through your state's LIHEAP office. Both annual assistance and emergency crisis payments are available. Don't wait until disconnection — apply at the start of the heating season.