Healthcare.gov - NJ Marketplace
Healthcare · New Jersey · Free
Federal health insurance marketplace at healthcare.gov allows NJ residents to compare and enroll in ACA-compliant health insurance plans with financial assistance available based on income. Call 1-800-318-2596 any time, 24 hours a day. Open enrollment runs annually in the fall with special enrollment for qualifying life events. Premium tax credits and cost-sharing reductions available to most NJ households. Navigators and certified enrollment assisters can provide free help selecting a plan that fits your needs and budget.
About Healthcare for Fathers
Healthcare for fathers without insurance is accessible through Federally Qualified Health Centers (FQHCs — also called community health centers), free clinics, hospital financial assistance programs, and Medicaid. FQHCs exist in every state and charge on a sliding scale; they provide primary care, dental, behavioral health, and prescription services. The HRSA health center locator lists all FQHCs. Free clinics (typically run by volunteer medical professionals) operate in most major cities. Medicaid eligibility expanded to adults without dependent children in states that adopted Medicaid expansion under the ACA — eligibility is generally up to 138% of the Federal Poverty Level. For uninsured emergencies, every hospital must stabilize regardless of ability to pay under EMTALA, and all nonprofit hospitals are required to offer financial assistance for qualifying patients. This directory includes FQHCs, free clinics, state Medicaid offices, and state ACA marketplaces.