Clarifi (Financial Counseling)

Housing & Financial · Pennsylvania · Free

HUD-approved nonprofit providing free credit counseling, debt management plans, housing counseling, bankruptcy education, and foreclosure prevention services in the greater Philadelphia region. Call 800-989-2227 or visit clarifi.org. Fathers struggling with debt, poor credit, or mortgage delinquency can get a free counseling session to develop a personalized financial action plan with a certified counselor.

Contact & Details

Address: 1608 Walnut St, Suite 600, Philadelphia, PA 19103

Phone: 215-563-5665

Hours: Mon-Fri 8am-6pm

Email: info@clarifi.org

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About Housing & Financial for Fathers

Housing and financial assistance for fathers comes through a combination of federal programs (HUD, SNAP, TANF, LIHEAP) and state/local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs) with long waitlists in most markets. Emergency shelter and rapid rehousing are funded through the federal Continuum of Care program — every region has a Coordinated Entry system that assesses and places homeless adults and families. Rental assistance, utility assistance (LIHEAP), and one-time emergency funds are available through community action agencies and 211 referral lines. Fathers with children in their custody may qualify for Section 8 family priority and TANF, though state rules vary. This directory covers PHAs, shelter systems, 211 call lines, and community action agencies that serve single dads.

Housing & Financial in Pennsylvania

Pennsylvania's Courts of Common Pleas handle family matters in each of its 60 judicial districts. The Pennsylvania Child Support Program operates through county domestic relations sections. Philadelphia, Pittsburgh, Allentown, Erie, and Reading are the major metros. Community Legal Services of Philadelphia, Neighborhood Legal Services (Pittsburgh), and MidPenn Legal Services cover most of the state.

More Housing & Financial in Pennsylvania

  • Pennsylvania Housing Finance Agency (PHFA) — State agency providing affordable homeownership and rental housing options including first-time homebuyer loan programs, down payment assist
  • Philadelphia Housing Authority (PHA) — Nation's fourth-largest public housing authority managing over 13,000 public housing units and approximately 18,000 Housing Choice Vouchers
  • Allegheny County Housing Authority — Provides affordable housing for low-income families in Allegheny County through public housing developments and Housing Choice Voucher (Sect
  • Catholic Social Services (Philadelphia) — Emergency financial assistance, food pantries, housing stabilization, and family support services throughout the Philadelphia area regardles
  • Salvation Army Eastern PA & Delaware — Emergency assistance including utility payment help, rent assistance, food distribution, and transitional housing programs across eastern Pe
  • LIHEAP - PA Energy Assistance — Federally-funded program helping low-income Pennsylvania families pay heating bills through regular cash grants and emergency crisis grants

Housing & Financial — Common Questions

How long is the waitlist for Section 8?
Varies wildly — from a few months in some markets to 5+ years in hot metros (LA, NYC, DC). Apply to multiple Public Housing Authorities (PHAs) in your area. Some PHAs give preference to families with children, veterans, or homeless applicants.
What does 211 do?
211 is a free nationwide referral service operated by United Way and partners. Call or text 211 to reach a live specialist who connects you to local help with rent, utilities, food, childcare, employment, and more. Available 24/7 in most areas.
Can single dads get TANF?
Yes. TANF (Temporary Assistance for Needy Families) is gender-neutral — any qualifying parent or caretaker with a dependent child in the home can apply. Benefit amounts and time limits vary by state. Work requirements apply after a brief grace period.
What's LIHEAP?
The Low Income Home Energy Assistance Program helps low-income households pay heating and cooling bills. Apply through your state's LIHEAP office. Both annual assistance and emergency crisis payments are available. Don't wait until disconnection — apply at the start of the heating season.