Question 1

I don't have insurance — where do I go for primary care?

Accepted Answer

A Federally Qualified Health Center (FQHC) — every state has them, they charge on sliding-scale based on income, and they cover primary care, dental, mental health, and often pharmacy. Find one at findahealthcenter.hrsa.gov.

Question 2

Do I qualify for Medicaid as a single dad?

Accepted Answer

In Medicaid expansion states, any adult with income up to 138% of the Federal Poverty Level qualifies regardless of dependents. In non-expansion states, a custodial parent of a minor may qualify under lower thresholds. Apply at your state's Medicaid agency or through healthcare.gov.

Question 3

What about an emergency with no insurance?

Accepted Answer

EMTALA requires every US hospital with an ER to stabilize any emergency regardless of ability to pay. Nonprofit hospitals must offer financial assistance (often free care up to 200% FPL). Never skip a real emergency over cost — ask about charity care when you arrive.

Question 4

Is there help with prescriptions?

Accepted Answer

Patient assistance programs from drug manufacturers provide free or low-cost meds for uninsured patients. NeedyMeds and RxAssist list them. GoodRx and SingleCare provide discount pricing for uninsured buyers. FQHCs often include 340B pharmacy discounts on-site.

Horizon NJ Health (Medicaid HMO)

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